Bank of Nova Scotia Interest rates

ScotiaLine® Personal Line of Credit

Minimum monthly payment could be as low as interest only²

  • Unsecured minimum credit limit: $10, 000
  • No cash advance fee when using your VISA access card at any Scotiabank ABM
  • Purchase Security and Extended Warranty protection on purchases made with your VISA access card or with your ScotiaLine cheques4
  • ScotiaLine Personal Line of Credit Fees:

    Transaction Fees
    Dishonoured payment fee $42.50
    Non-sufficient funds fee
    Replacement sales draft, cash advance draft or monthly statement fee $5.00
    Overlimit fee $25.00
    Inactive fee $0.00
    Foreign currency conversion 2.5%
    Cash advance counter fee (any financial institution in Canada) $2.50
    Cash advance counter fee (financial institutions outside of Canada)
    ABM Fees
    Cash advance ABM fee (any Scotiabank ABM in Canada)
    Cash advance ABM fee (non-Scotiabank ABMs in Canada)
    Cash advance ABM fee (ABMs outside of Canada)
  • AVIS Car Rentals
    Save with discounts of up to 20% at participating AVIS car rental locations worldwide. Simply present your ScotiaLine VISA access card at any participating location. Or visit or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030400.

    Use ScotiaLine Cheques to:

  • Transfer balances from gas and retail cards that charge higher interest rates.
  • Pay for a large purchase, insurance premiums, medical bills, or utility bills.
  • Resources
    • How To Clean Corrosion Off A Car battery?

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    • Malcolm Morley (born June 7, 1931) is an English artist now living in the United States. He is best known as a photorealist.
      Morley was born in north London. He had a troubled childhood—after his home was blown up by a bomb during World War II, his family was...
    robertharding Photo Jigsaw Puzzle of Bank, Montego Bay
    Home (robertharding)
    • PHOTO JIGSAW PUZZLE You are purchasing one Photo Puzzle (252 Pieces). Estimated image size 356x254mm
    • 10x14 252 Piece Puzzle comes with loose pieces in a designer box with your photo on top. The box is sized to fit most mail boxes. Great gift for kids, grandparents...
    • Artwork Description Bank, Montego Bay, Jamaica, West Indies, Caribbean, Central America.
    • For any queries regarding this choice of artwork please contact robertharding. Image (c) Robert Harding 2008 - All Rights Reserved
    • To view this image on other products please search for code 1174858

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    robertharding Photographic Print of Bank, Montego Bay
    Home (robertharding)
    • PHOTOGRAPHIC PRINT You are purchasing one 14x11 inch (36x28cm) Print. If there is any difference between image and paper aspect ratio, instead of cropping the image...
    • High quality RA4 prints. Printed on high quality matte Fuji Film Crystal Archive Paper Type II for excellent color reproduction and image stability. Size refers...
    • Artwork Description Bank, Montego Bay, Jamaica, West Indies, Caribbean, Central America.
    • For any queries regarding this choice of artwork please contact robertharding. Image (c) Robert Harding 2008 - All Rights Reserved
    • To view this image on other products please search for code 1174858

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